When a tree falls over onto a neighbor’s property, homeowners often wonder if they are liable. Most people assume that they are liable since it is their tree. However, this is not always true. In this blog post, we will explore who is liable when a tree falls on a neighbor’s property in Rhode Island, the role of insurance, and the rights and responsibilities of the involved parties.
In most cases, when a tree falls over onto a neighbor’s property, that neighbor should submit a claim to his or her insurance company immediately. As Gary Blackwell, an independent insurance agent based in Corinth, Maine, states, “If the neighbor’s tree falls on your house, it’s your problem,” and your insurer may reimburse you for repairs.
When a neighbor’s tree crosses onto your property, you have the right to trim the branches or roots back to the property line at your own expense. However, if you damage the health of the tree or trim branches on your neighbor’s property, you can face a criminal penalty of up to six months in jail.
Understanding who is liable when a tree falls on a neighbor’s property in Rhode Island is essential for homeowners. Although the tree owner is not always responsible for damages, it is crucial to know your rights and responsibilities, and to communicate with your insurance company and affected neighbors. By following the steps outlined in this post, you can navigate these situations effectively and minimize potential conflicts.
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